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~ Worldline ~





            As the post-pandemic landscape is still unclear, retailers all over the world are working to decipher
            industry-wide best practices. If the transition to online is nothing new, it has tremendously
            accelerated. Now the question is, where is e-commerce heading and what concrete actions can
            merchants take to improve their digital payment strategy?



                   he past year has shown how important it    verify their choices or
                   is for businesses to be quick on their feet.   make some changes, it
            T Retailers across Europe, both traditional       has to be easy. In terms
            brick-and-mortar companies and pure e-commerce    of UX, customers prefer
            players, have had to adapt to new consumer        the Order Summary
            behaviours. Companies that were heavily relying   to be in the very last
            on foot traffic and niche markets have embraced   section they see on the
            digital in its many forms. We have seen that      page before pressing
            retailers who started operating in new locations,   the “Pay” button. This
            using new tools to engage their customers or      way, they can select or
            investing in digital channels such as marketplaces,   input their payment
            could actually seize unprecedented opportunities.  details, review the order
                                                              summary, and then pay.
            A new reality for merchants, especially for small and
            medium businesses                                 #2 Optimise for mobile payments
            While major retailers have been adapting their overall   Create a fully responsive design, making sure that your
            omnichannel customer experiences, local consumption   payment page automatically adapts to the screen size of
            trends and shortage of stocks have also distributed buyers’   your consumer’s device. Over 30% of transactions happen
            attention towards a wider range of e-commerce websites.   on mobile devices. When looking at the 100 largest
            Now more than ever, consumers are paying attention to   merchants who activated Worldline’s responsive payment
            small and medium businesses that are in a position to   page, we can see a 7% average increase in sales conversion.
            engage authentically.                             Many have even seen an increased rate of more than 20% –
                                                              all because of small adjustments to the checkout process.
            Online payments are not just for the big players anymore.
            Smaller-size retailers who pivoted during the pandemic—  #3 Localise your checkout page for cross-border purchases
            or are about to—have their say. The last months have   Propose the right currencies, languages and payment
            shown, of course, that there is more than one solution to   methods to ensure a smooth checkout experience right
            use or one platform to sell on. But they all end up with the   across the globe. A massive 54% of consumers will abandon
            same good old conclusion: the success of each conversion   their purchase at the checkout if their preferred method
            is determined by how smooth the final step is – here we   of payment is not available. When selling in multiple
            are talking about the crucial payment stage.      markets, it’s essential to understand the whole map of
                                                              payment preferences – such as Cartes Bancaires in France,
            Optimise your payment experience to boost         Bancontact in Belgium or iDEAL in the Netherlands.
            conversion rates                                  Your payment partner is here to provide guidance and
            Having the right digital infrastructure can help merchants   make it easy.
            take advantage of each customer’s interest in their brand
            and offering. Let’s explore how payments can be an   #4 Create a frictionless and user-friendly journey
            enabler of your transactions by building digital trust with   Design your payment page to match the rest of your
            customers and removing all unnecessary frictions.   website. Your customer wants a familiar and easy-to-
                                                              navigate checkout experience. Use the same colours, font
            Worldline has conducted extensive UX research to define   and logos to make the customer feel comfortable. Make
            the most effective checkout conversion tips. By adopting   sure that frequent tests of your end-to-end purchasing
            these best practices, you can optimise your payment   journeys are done to provide customers with the best
            experience to boost conversion rates by up to 35% and   support and experience.
            deepen customer trust and loyalty.
                                                              #5 Build customer trust with design, security features and
            #1 Make the checkout decision a no-brainer for your customers  payment options
            Provide a full and clear order summary. Customers want   Include padlock symbols, a progress bar and the logo of
            to feel in control when paying online. So, if they want to   your trusted payment provider on your checkout page,







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