Mollie Completes GoCardless Acquisition, Creating European Payments Group Serving 350,000 Businesses

Mollie has completed its acquisition of GoCardless, creating a combined European payments and financial services group serving more than 350,000 businesses across over 30 markets.

The deal, originally announced in December 2025, brings together Mollie’s card payments, local payment methods, business accounts and financing capabilities with GoCardless’ expertise in Direct Debit, Pay by Bank and recurring bank payments.

Mollie CEO Koen Köppen will lead the combined group, while GoCardless will continue operating under the name “GoCardless, a Mollie company” and remain under the leadership of co-founder Hiroki Takeuchi. Mollie says maintaining the GoCardless brand reflects the strategic importance of both its existing customer base and its Pay by Bank technology.

Mollie CEO Koen Köppen will lead the combined group, while GoCardless will continue operating under the name “GoCardless, a Mollie company” and remain under the leadership of co-founder Hiroki Takeuchi. Mollie says maintaining the GoCardless brand reflects the strategic importance of both its existing customer base and its Pay by Bank technology.

The completion of the acquisition marks an important step in Mollie’s attempt to build a broader European financial platform capable of handling multiple payment methods, banking services and business financing through a single provider.

Mollie and GoCardless create a broader European payments platform

The strategic logic behind the acquisition is largely based on the complementary nature of the two companies.

Mollie has traditionally focused strongly on merchant acquiring, card payments and local European payment methods.

GoCardless, meanwhile, has built its business around bank-based payments, particularly Direct Debit and open banking-enabled Pay by Bank solutions.

Combining the two creates a platform capable of supporting:card payments,local European payment methods,Direct Debit,Pay by Bank,recurring payments,business accounts,and financing.

When the deal was first announced in December 2025, the companies said the objective was to create a single provider capable of reducing the fragmentation many businesses face when operating several payment and financial platforms simultaneously.

This fragmentation is particularly relevant for international e-commerce businesses.

A merchant expanding across Europe may use one provider for cards, another for local payment methods, another for bank transfers and a separate banking partner for accounts and financing.

Each additional provider can create more integrations, reconciliation work and operational complexity.

More than 350,000 businesses across 30+ markets

The combined group now serves more than 350,000 businesses across more than 30 markets.

That gives the new organisation significant scale across Europe while also expanding its reach internationally.

Mollie has built much of its business around a highly localised European strategy, supporting market-specific payment methods, onboarding requirements and merchant needs.